RM Commercial Banking with Leading Bank

From 6 to 11 year(s) of experience
₹ Not Disclosed by Recruiter

Job Description

Roles and Responsibilities

  • Develop a robust and agile framework of Early Warning Signals to manage and minimize the strees in the portfolio.

  • Review of all accounts for EWS and Red Flag triggers on a continuous basis. Review outcomes and action plans to be submitted and followed up for compliance.

  • Tracking identified exit accounts / corrective measures.

  • Implementing of Risk Processes and Special Projects.

  • Set up processes/format for team review and engage in free and frank discussion including cross functional areas.

  • Engage in continuous dialogue with business and seek their feedback to modify policies, processes to meet customer expectation.

Portfolio Management

  • Managing the quality and health of overall portfolio across various segments basis various predefined parameters to identify probable stress at a very initial stage.

  • Tracking and highlighting adherence to benchmarks set for the portfolio.

  • Identifying and managing the exit marked accounts.

  • Monitoring and tracking the churning in various accounts of the customer.

  • Ensuring regularization of TODs to avoid any further delinquencies.

  • Initiate automation of various processes and reports to reduce the manual work thus saving the time and cost involved.


  • Stress in the Credit Portfolio will be measured by containing exposure classified as EWS to within 5% as decided by the Board.Analyse data from various sources and drill down to Industry/Sector performance through quality of industry advisories sent .

  • No account should be pointed out by the Auditor which is not already in our EWS/AL/WL.


  • Interact with Business and Audit teams to facilitate streamlining the process, tightening of the scope, reducing TAT.

  • Self Assessment of Risk functionaries in respect of portfolios handled by them at half yearly intervals measured through closure of Review Outcomes.


  • Half yearly Portfolio Review across business Segments measured through closure of Review Outcomes.

  • Review of NPA, AL, WL, EWS accounts at minimum bi- monthly intervals. (Review Outcomes and Action plans to be submitted & followed up for compliance).

  • Follow up LRM and Credit Audit Related issues and carry them to their logical conclusion through Reviews with Business, Risk and LRM/Credit Audit functionaries. (Review Outcomes and Action plans to be submitted and actioned). Facilitate closure of LRM, Credit Audit Reports to improve compliance levels and reduce risks in the portfolio.


  • Ensure that all risks are identifiable, measurable and monitorable through feedback from Business and Wholesale Risk.




Role:Acquisition Manager

Salary: Not Disclosed by Recruiter

Industry:Banking

Functional Area:BFSI, Investments & Trading

Role Category:Banking Operations

Employment Type:Full Time, Permanent

Education

UG:Any Graduate

Company Profile

SKILLVENTORY

RPO
Company Info
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Recruiter Name:aakash Kag

Contact Company:SKILLVENTORY

Telephone:8109855555

Website:http://jobs.skillventory.com