Roles and Responsibilities

Develop underwriting strategies on merchant lending through existing data in ecosystem as well as
explore alternate data
Assess & enhance underwriting framework using traditional and non-traditional data sources
Detailed understanding of in-house systems & agility to change legacy systems whenever required
Hands-on approach to risk segmentation & ability to implement the same on system
Ability to bring external knowledge from merchant lending acquisition standpoint & build capability internally
Focused to understand risk not only from underwriting but impact to the overall lending cycle
Collaborating with teams like – Data Science, Product, Business to setup and monitor underwriting strategies
Monitor implemented strategies to continuously assess business & risk impact
Promote a self-service culture by understanding the trends and behaviors in the Risk reporting and drive through
the appropriate enhancements to ensure maximum utilisation of reporting and analytics toolsets
Effectively navigate complex problems and ensure systematic problem-solving where risk problems are analyzed,
options evaluated and decisions aligned with Values