Regional Credit Manager – LAP

From 8 to 10 year(s) of experience
₹ Not Disclosed by Recruiter

Job Description

Roles and Responsibilities

  • Assessment of borrowers profiles , repayment capacity and income stability
  • Understand and interpret results of financial analysis, banking analysis and bureau reports
  • Analysis of all customer related information in line withcredit& risk policy to check eligibility
  • Meeting and personal discussion (PD) with customers to understand their business, profile and loan requirement
  • Visiting business premise, property and residence of customer at the time of PD
  • Understanding creditworthiness of customer along with intention to repay the loan by analysis of all documents, observation & findings of PD.
  • Study, analysis and interpretation of legal & technical reports of property
  • Underwriting and sanction of Home loan/loan against property files sourced by sales team
  • Maintaining TAT as per guidelines and taking case to decision point.
  • Will manage Entire TN with a huge team.
  • Having exposure on underwriting high ticket LAP cases and currently should handle a team. Should possess min 8 years of experience

Role:Credit Risk

Salary: Not Disclosed by Recruiter


Functional Area:Risk Management & Compliance

Role Category:Finance

Employment Type:Full Time, Permanent


PG:CA in Any Specialization,MBA/PGDM in Finance

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Recruiter Name:Sonali Dounde

Contact Company:SKILLVENTORY