Roles and Responsibilities

1 Closely Associate with stakeholders to deliver projects on technology/process with overarching knowledge on all key retail asset products vis; Credit Cards, Retail Loans, MFI, Agri Loans
2 Responsible for portfolio risk analytics, including portfolio segmentation, acquisitions
performance reviews, etc. with a view to build a resilient retail asset portfolio
3 Maintain current knowledge of business, organizational, credit risk and technological changes as well as pertinent internal and regulatory policy and procedural requirements to ensure review.
4 Collaborate with various stakeholders viz. Credit Risk, Collections, Business, Retail Analytics and Operations to strengthen the existing credit review processes and advise changes in credit policies based on learning’s from credit risk reviews and portfolio reviews.
5 Be on the forefront to drive technology projects as a SPOC from retail risk, by providing inputs to ensure robust risk framework
6 Should be able to independently drive projects and manage relationship with stakeholders and has good analytical thinking and an eye for detail with excellent time management capabilities
7 Product management experience