Roles and Responsibilities

• Handling the complete Credit & Backend process at branch level
• Supporting in Operations and Sales documentation part.
• Active engagement with 3rd party vendors and track completion of all necessary verifications checks related to the loan application within the required time.
• Credit Appraisal Underwriting of SME – SCF files analyzing applicant & financial status and credit evaluations to determine feasibility of granting loans with preparing Credit Approval Memo (CAM).
• Ensuring maintenance of TAT for SME proposals at an acceptable level.
• Managing overall credit and risk functions for the areas/locations assigned to him/her.
• To ensure adherence to credit policy and defined processes
• Coordination with Operations team for disbursal and PDD process.
• To ensure audit compliance and regulatory compliance for his location/area
• MIS management for his vertical.