Looking for Area Credit Manager_SME- BL

3 - 6 Years
Siliguri

Job Description


1. Role involves credit appraisal within defined credit policy guidelines for the product, evaluating risk factors and identifying suitable mitigants and term sheet preparation.
2.Putting up the proposal to the relevant sanctioning authority with the suitable recommendations
3.To maintain quality of the appraisal along with the desired TAT for the proposal and contribute towards the Advances, and profit targets of the organization
4.Appointment of the Title Search Advocates and Valuers and Co-ordinate with the client and the TSR Advocate / Valuers and finalizing the Reports.
5.Interact with Customers & understand their requirement and regularly monitor delinquencies
6.Understanding of property related knowledge (like legal title and market value of the property).
7.Coordinating with Internal and external teams business, operations, legal, Legal counsels, consultants and clients for execution of documents.
8.Putting up the periodic reviews of the accounts and monitor the portfolio on regular basis. Also ensuring the upto date Insurance policy, periodic site visits, revaluation wherever needed etc.
9.End-to-end dealing of account from sanction to SME-Business loan portfolio monitoring to identifying stress in the account and take proactive measures to coordinating with business, operations and legal team for recovery.

Salary: Not Disclosed by Recruiter

Industry:Banking / Financial Services / Broking

Functional Area:Sales, Retail, Business Development

Role Category:Channel Sales

Role:Area / Territory Manager

Employment Type:Permanent Job, Full Time

Key Skills

Desired Candidate Profile

Please refer to the Job description above

Company Profile

Skill Ventory
Skillventory is a leading RPO sector
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Recruiter Name:Deepal Chhajed

Contact Company:Skill Ventory

Telephone:9039530222

Website:http://jobs.skillventory.com